RATE OF  INTEREST ON DEPOSITS w.e.f. 01st October 2025

               Period                                                                                                            (Rate of interest)

14 days to 45 days

3.00%

 

46 days to 90 days

3.50%

 

91 days to 180 days

4.50%

 

181 days & above but less than 1 year

5.50%

 

1 year to less than 2 year

7.00%

 

2 year to less than 3 year

6.75%

 

3 years and above

6.50%

 

On bulk Fixed Deposits of Rs.15 Lakh and above for a period of 444 days.

7.15%

 

S.B. deposits (On daily balance )

3.00%

 

 

For Senior Citizens on Term Deposits

0.50% extra (on one year and above period)

 

* No penalty on pre-mature encashment, interest shall be paid at rate applicable for the period deposit has run.

* Interest on Saving deposits shall be calculated and credited on 30th June, 30th September, 31st December and 31st March every year.

* Interest is compounded on quarterly basis.