SPECIAL FEATURES

µ CRAR of the Bank is 14.32%, Net NPA -0.67%, CD Ratio 57.25% as on 31.03.2025.

µ Audit classification A.

µ The Bank is dedicated to the uplifting of economic, social and cultural status of its members specially to the economically weaker and minority sections of the Society.

µ Deposits up to 5,00,000/- fully insured with Deposit Insurance and Credit Guarantee Corporation.

µ Business Promotion Loans/Home Loans/Automobile Loans/Personal Loans/Asset finance/Loans to professional & self employeed members of the Bank.

µ Cash Credit facilities against Stock in Trade & Book Debts.

µ Loan/Overdraft Facility against National Saving Certificates (NSC) and Bank’s own terms deposits.

µ Demand Draft Facilities on all India basis through HDFC Bank.

µ Local Pay Order issue facility.

µ Fund transfer through RTGS, NEFT, SMS, ATM, IMPS, POS, Mobile Banking, UPI facility are also available.

µ Safe Deposit Locker facilities available.

µ Internet facility only to view the detail of accounts.

µ Direct member of New Delhi Clearing House.

µ All branches are Fully C.B.S. and air conditioned.

µ First and the only co-operative bank in Delhi who had been awarded CORPORATE AGENCY for procuring or soliciting life insurance business and General Insurance business vide License No. CA0213 by I.R.D.A.

µ Pradhan Mantri Jeevan Jyoti Bima Yojna (PMJJBY), Pradhan Mantri Surksha Bima Yojna(PMSBY) and Atal Pension Yojna (APY), Income Tax and GST deposit facilities are available in all branches of the Bank.